Disability Benefits for Diabetes: All You Need to Know

Disabilities can be of different types but mainly fall under two general categories: mental and physical. While people are not always born with a disability, some unfortunate people develop them as a result of an accident or illness.

Diabetes is among the many kinds of disease that can cause disability in people. There are two forms of chronic diabetes: type I and type II. Diabetes type II, also known as diabetes mellitus, is a metabolic disease that leads to high blood glucose (sugar). Under normal circumstances, the pancreas secretes the hormone insulin that helps to regulate blood sugar consumed in the food that you eat. But when you have diabetes, your body either does not make enough insulin or cannot effectively use the insulin it does make, thus preventing the body from regulating glucose in the cells.

Types Of Diabetes

Type I: This type is when the body does not make insulin on its own. It is considered an autoimmune disease. The immune system attacks and destroys cells in the pancreas that produce insulin. 

Type II: This is the most common type of diabetes. This is when your body is resistant to insulin or does not use it well. Being overweight and inactive are key contributing factors to diabetes mellitus. 

Gestational Diabetes: This is found in pregnant women and typically goes away after the pregnancy ends. Insulin-blocking hormones produced by the placenta are usually the reason behind this type of diabetes. In most cases, it subsides after the baby is born.

According to the CDC’s National Diabetes Statistics Report, 34.2 million US citizens have Diabetes as of 2020, while 88 million American adults are prediabetic. The report also states that newly diagnosed cases of type I diabetes and type 2 diabetes have significantly increased among U.S. youth, which is a cause for concern. The bottom line is that diabetes in the long run can lead to damaged organs and tissues in your body. The higher the blood sugar and the longer it goes untreated, the greater the risk for complications, which can cripple you and make you disabled. 

If you are unfortunate enough to have become prey to this life-changing disease and happen to be a citizen of the United States, there is a silver lining for you. The Social Security Administration (SSA) considers severe cases of diabetes a disability and offers disability benefits for Diabetes that can help you cover your medical and other daily expenses. 

Filing a disability claim, however, can be strenuous because the SSA has stringent guidelines in terms of eligibility, required documentation, application procedures, etc. Many factors can affect the outcome of your disability claim, and so it is advisable to hire a professional lawyer to help throughout the process. 

Many people do not realize that they may be eligible to receive Social Security Disability Insurance (SSDI) benefits. Some even go without necessary medical care that could have eased their medical problems, helping them live a better life. 

Read on to understand how Social Security benefits can make a difference in your life if you happen to be a disabled diabetes patient in need of financial support.

Expert advice from a professional disability lawyer

All disability conditions and illnesses considered by the SSA have specific qualifying criteria. This is why advice from a professional lawyer is crucial. It is best to determine whether your condition will qualify you to receive SSDI benefits before you submit an application. You need to understand the process to receive benefits. Only a professional disability lawyer has the necessary expertise to ensure you receive maximum disability benefits. 

Eligibility for SSDI Benefits

The eligibility criteria, the application process, and claim adjudication process often baffle people and rightly so. Unfortunately, people unfamiliar with the complexities of the process do not usually fare well by themselves. A disability lawyer can keep the process simple, eliminating confusion, frustration, and save time and effort for clients as well.

Determining eligibility for disability benefits is a multi-step process. First, you must have held gainful employment while paying into the Social Security Administration program for five of the last ten years. Second, you must have become unable to work before reaching your eligible retirement age. You also must qualify as disabled due to an illness or debilitating health condition as defined by the SSA. One must remember that if a person engages in “substantial gainful activity” and earns more than $980 every month, they probably will not qualify for SSDI benefits. Next, the SSA considers the severity of a person’s disability and the extent to which it interferes with his or her job performance. The disability must either meet or exceed the applicable criteria in the medical listing. The SSA may deny SSDI benefits if the applicant’s record demonstrates that they can still work or the condition is appropriately managed with treatment. 

If, however, an applicant for disability benefits does not have a condition in the SSA’s listing of disabilities but cannot continue working due to physical or mental impairments, the SSA may evaluate the individual’s residual functional capacity or RFC. The RFC assesses a person’s remaining vocational functionality based on factors such as age, prior work experience, physical and mental capabilities, and education to determine if the applicant can perform any other type of work.

SSDI Benefits

After being a self-sufficient worker, many people with debilitating illnesses or medical conditions find themselves at a loss about how to continue working and providing for themselves and their families. Benefits provided by SSDI provide a supporting monthly income that allows recipients to continue maintaining daily needs and receiving healthcare. Recipients of SSDI benefits can also receive Medicare benefits once entitlement to Social Security disability benefits has been established. 

The complex application process often prevents qualified people from ever applying and receiving their SSDI benefits. Individuals can increase their chances of receiving benefits by consulting a professional law firm like Chermol & Fishman, LLC. where talented disability lawyers in Philadelphia can make the complicated application process stress-free.

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